| Fee description | Amount | Details |
|---|---|---|
| Get started | ||
| Card purchase fee | $3.95 | |
| Monthly usage | ||
| Monthly fee | $4.95 | |
| Add money | ||
| Direct deposit | $0 | |
| Cash reload | $2.00 | Additional reload network fees may apply. |
| Spend money within the U.S. | ||
| Per purchase with PIN | $0 | |
| Per purchase with signature | $0 | |
| Online bill pay service by check | $2.00 | Charge for having us send a check to pay a bill on your behalf. Charge waived for paying a bill online. |
| Get cash | ||
| ATM withdrawal, in-network | $0 | “In Network” refers to the XYZMoney ATM network. Locations can be found at xyzprepaid.com or xyzmoney.com. You will not be charged a fee by ABC Prepaid Card or the ATM operator. |
| ATM withdrawal, out-of-network | $0.75 | Out of Network” refers to all the ATMs outside of the XYZMoney ATM network. You may also be charged a fee by the ATM operator even if you do not complete a transaction. |
| Bank teller cash withdrawal | $1.25 | |
| Information | ||
| Customer service | $1.50 | per call |
| ATM balance inquiry, in-network | $0 | “In Network” refers to the XYZMoney ATM network. Locations can be found at xyzprepaid.com or xyzmoney.com. |
| ATM balance inquiry, out-of-network | $1.00 | “Out of Network” refers to all the ATMs outside of the XYZMoney ATM network. You may also be charged a fee by the ATM operator even if you do not complete a transaction. |
| Other | ||
| Replacement card | $4.00 | Card will arrive within 5-7 business days. |
| Expedited replacement card service | $25.00 | Card will arrive within 2 business days. |
| Inactivity | $4.50 | You will be charged this fee each month after you have not completed a transaction using your prepaid account for 3 months. |
| Spend money outside the U.S. | ||
| Each international transaction | 3.0% | of total transaction amount |
| International ATM balance inquiry | $5.00 | This is our fee. You may also be charged a fee by the ATM operator. |
|
This card does not provide [FDIC][NCUSIF] insurance. Contact XYZ Prepaid Company by calling 1-800-555-5555, by mail at 555 Street Name, Anytown, NY, or visit xyzprepaid.com. For more info about prepaid cards, visit consumerfinance.gov/prepaids. If you have a complaint about prepaid cards, call 1-800-12-4567 or visit consumerfinance.gov/complaint. | ||